We are committed to respecting the consumer's right to privacy and have created this privacy statement to demonstrate our commitment.

We take your privacy seriously. This notice describes how we treat data about our customers.

We do not sell our customer data. We have physical, electronic and procedural security measures in place that comply with legal standards to protect your personal data. Access to customer data is limited to employees who need access to do their jobs.

What Security Measures We Take

We take precautions to secure your personal information. If and when we ask you to provide your personal information, we will do so through a Web page that uses the Secure Sockets Layer (SSL) protocol. This protocol provides security for your information by encrypting it as it travels from your computer to our computer. We then move all of the personal information that we collect or obtain about you, including your credit report, to a special computer for security purposes by means of a one-way transfer on our proprietary network. This special computer is not connected to the Internet, and our designated and industry specific hosting companies have controls in place to limit access to and secure the data maintained therein. For more information about our security practices, please review our Security Policy.

We get most of the data we have about you through your application and administrative forms. We may also receive data from outside sources with your consent, such as:

• The Medical Information Bureau
• Consumer Reporting Agencies
• Service Providers who conduct marketing services on our behalf
• Motor Vehicle Bureaus
• Other Data Providers

Data we collect may include:

• Name, address, e-mail address, phone number
• Social Security Number
• Demographic Data
• Health data (for life insurance buyers) or other data about illness, disability or injury;
• Internet Cookies (cookies help our Internet application process - they do not store any personal data).

We may share customer data we collect with the following with your consent or as permitted by law:

• Insurance companies, agents, reinsures
• Group policyholders for purpose of reporting claims experience
• Medical Laboratories and Prescription or Pharmacy Database Managers
• Medical Information and Motor Vehicle Bureaus or similar institutions
• A court or governmental agency when there is a lawful request
• Law enforcement officials to prevent criminal activity and/or fraud
• Service providers that perform marketing services for us
• Service providers that perform administrative services for us
• Joint Marketing Partners
• If you prefer not to receive such information, you may indicate your preference by marking the appropriate box when you register, place an order or update your account information, and we shall not send you any promotional materials.

We do not share your health data with anyone without your written consent.

We use your health data to:

• Underwrite policies;
• Process, evaluate or defend claims.

When we use service providers and joint marketers they agree to keep your personal data private and not use it for any other purpose. Data obtained from an insurance support organization, such as, the Medical Information Bureau, may be retained and disclosed by this organization to other persons. For our Internet customers we require you to enter a user name and password to access your online account.

If you provide personal data to third parties, for example, independent agents or brokers, please note that this Notice will not cover their use of such data. If you provide personal data to us on a website that we sponsor with another financial institution, please note that you are providing your personal data to us and the third party. Accordingly, you should review the privacy notice of any such third parties.

Notification of Changes to this Privacy Statement

We may amend this Privacy Statement at any time, may or may not notify users in advance of any material change. If the amendment would permit us to share your personal information with third parties in a manner materially different than described in this Privacy Statement, unless required by law or court order or in order to safeguard the operations of our site or our customers, you will be given an opportunity to inform us that you do not consent to such sharing of your personal information.

Possible Acquisition

In the event of an acquisition of all or part of HomeTown Financials, LLC by another company, or in the event that HomeTown Financials, LLC were to sell or dispose of all or a part of the Ask4Quotes.com business, the acquirer would have access to the information maintained by the Ask4Quotes.com business, which could include your personal information, subject to applicable law. The acquirer's privacy policy might be different than Ask4Quotes.com's privacy policy, or the acquirer might choose to amend Ask4Quotes.com's privacy policy. You may or may not be notified by email if, as a result of such acquisition, Ask4Quotes.com's privacy policy is materially changed or if the acquirer's privacy policy is materially different than Ask4Quotes.com's privacy policy. In connection with such notice if given, you will be given an opportunity to inform the acquirer that you do not consent to the use or disclosure by the acquirer of your personal information in accordance with such new or revised privacy policy.

If you would like at any time to review our then-current Privacy Statement, please visit our website and click on privacy.

May Use Cookies

Our Sites may use "cookies," which are pieces of information that a Web site transfers to your computer's hard disk for record keeping purposes, to facilitate your access to our products and services. Ask4Quotes.com uses cookies in accordance with industry-standard protocols, and does not use cookies, either directly or in conjunction with other Web sites, to track your movement to Web sites other than Ask4Quotes.com. If you would like more information about cookies, you can visit http://www.cookiecentral.com/n_cookie_faq.htm. Our Sites use two different types of cookies. One type of cookie is used so that our site "recognizes" you each time you return using the same computer, and you do not have to re-enter all your personal information on each visit. You can set your Web browser to refuse to accept this cookie, or delete this type of cookie from your hard drive, and still access our products and services, as long as you re-enter information each time you visit. The second type of cookie is needed so that we can process each step of your transactions with us. If you refuse to accept this type of cookie, you will not be able to access our products and services. Most Web browsers automatically delete this type of cookie when you terminate your session.

We may use third-party advertising companies to serve ads on our site. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.

Links to Other Web Sites

Some pages on our Web site may contain links to other web sites. Please note that when you click on one of these links, you are moving to another Web site. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

Disclaimer

We can not and do not guarantee any rates or quotes displayed on our site. As these rates are subject to many variables. The quotes are provided using very sophisticated state of the art and reliable technology and are assumed to be correct at the time they are displayed. These quotes are not guaranteed as rates are subject to under writing and approval by the insurance company or companies. Moreover, we can not be held liable for quotes displayed on our website. We provide a service to comsumers by giving them closest possible quote match to the quote that may be quoted to them for desired insurance by an insurance company. Only a lic. ins. agent can give you a quote that may be guaranteed.

Profile

JustHealthQuotes.com, Ask4Quotes.com, JustAnnuity.com,  AbsoluteQuotes.com  and TheCreditReports.com are trade names of HomeTown Financials, LLC. & are wholly-owned subsidiaries of HomeTown Financials, LLC.